Getting Medical Treatment While You Wait on Your Uber Crash Settlement

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Following an Uber accident, injury victims can seek the treatment they need for their injuries while waiting for their settlement. However, many victims may be hesitant to seek treatment out of the fear of being unable to afford it. To help victims get the treatment they need to recover, several resources are available to them.

The following are some of the resources that individuals can turn to after any type of accident, including Uber crashes.

Health Insurance Coverage

After delivery driver accidents or accidents involving an Uber driver, individuals may be able to cover many expenses resulting from the accident. For example, health insurance may help pay for initial medical treatments, ongoing care and rehabilitation, and ambulance rides. To benefit from health insurance coverage, accident victims should notify the hospital staff about their coverage, which will help ensure that staff bill and file any expenses with insurers.

Auto Insurance

In most cases, victims receive payment from the at-fault driver’s insurance company after an Uber crash or another accident, but this won’t always be how it works. Sometimes, victims may be able to receive payment from their own auto insurance policy, provided their policy includes personal injury protection or another type of relevant supplemental coverage. With the help of supplemental coverage, victims may be able to receive compensation regardless of fault in an accident.

Medicare or Medicaid

Individuals who have enrolled in either Medicare or Medicaid may be able to benefit from coverage for medical bills and other expenses related to the crash. Individuals should keep in mind that they may need to pay that money back upon receiving a settlement.

Subrogation

Subrogation entails the injury victim’s insurance carrier covering their expenses, expecting the individual to pay them back with a portion of a recovered settlement. Insurance companies may engage in subrogation if the victim wasn’t at fault and can sufficiently support a compensation claim, which gives the insurer confidence that the victim will be able to cover the costs later.

The Importance of Seeking Treatment After an Accident

Regardless of the nature of an accident, injury victims should always seek treatment when needed. Even if injuries appear minor after an accident, they could indicate serious underlying injuries that may not fully become apparent until days or weeks after the accident.

Injury victims will be able to recover more quickly by seeking treatment, with the ability to cover costs later. Additionally, they’ll be able to build a stronger claim if they generate medical records and other evidence that could help maximize the amount of compensation a victim is eligible to recover. Medical bills count toward monetary damages in car accident claims and lawsuits, making them a critical element when calculating a settlement.

If a victim is reluctant to get treatment after an accident, this delay could only make treatment longer and more expensive for the victim. This is why it’s in their best interest to seek treatment and use alternative financing to help cover the costs while waiting for a settlement. Ultimately, it will benefit victims in the long run regardless of the amount they need to cover for treatment.